The identity theft are not considered as victims
The USA are currently under attack, and there is no al-Qaida terrorists. In most cases, it is the good old red-blood American thieves.
Fraud and identity theft of the epidemic in proportion in our country. They are the species fastest growing crime in America.
According to the Nilson Report, an annual review of fraud losses up to $ 20 billion and a growth of over 25 per cent per annum. And the Federal Trade Commission also some 9.9 million Americans had their identities stolen during the year 2002.
Identity theft No. 1 complaint is received nationally, according to the FTC, about 500000 Americans are victims every year and that the problem is still worse.
That is exactly what is identity theft? A common definition is, if someone steals personal data to another person (social insurance number, date of birth, etc.) to enter, fraud or theft. With the banking information may be thieves, compromise retirement accounts and credit cards, and new bank accounts and debts in a personal name injured. They have also already at home and auto loans.
Once an identity thief bites a person, it costs the victim, an average of $ 800 males and 175 hours to remedy the financial quandary and restore its credit.
The costs are high for the victim, given that the solution of the problem is more than simply say: “It’s not me, someone stole my identification.” First, credit cards and finance companies must be convinced, then all three agencies for information should be convinced. All this requires a lot of time, the work of writing and often legal aid.
This problem is not only the consumer’s Dilemma. The identity thieves cost financial institutions, including credit card companies $ 5 billion per year.
Living in Alaska, is isolated and most of the country, is …
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